TATA Mutual Fund: This is what you should know

Imagine you’re on a journey and this journey may be a long and winding road towards your financial dreams. Navigating it all alone is very intimidating, but there is always that guide who is trustworthy.

So let’s explore the world of Tata Mutual Fund and see how they can help you turn your financial dreams into a reality, whether you’re just getting started or already far along in your investment journey.

What is Tata Mutual Fund?

This Mutual Fund is a part of the Tata Group one of India’s biggest groups. It is an asset management company (AMC) that was launched on 30 June 1995.

This AMC provides a broad selection of 153 products and is ranked 12th among the top companies in the market. Tata’s legacy is full of trust, innovation, and quality across India, and so is this fund. It provides equity, debt, hybrid, and thematic funds.

Benefit of Investing in Tata Mutual Fund

Investing in such a giant fund company has a lot of benefits here are some of them

Diversification

Tata Mutual Fund offers a variety of options that allow you to spread your investments across different types of funds like stocks, bonds, and a mix of both. This diversification helps spread risk. It enables the investor to build a diversified portfolio that can match their goals and risk tolerance.

Low costs

The systematic investment plans help the investors to benefit from rupee cost averaging. SIPs help one navigate the change in the market and make it easier to build wealth over time. Lower expense ratios can especially impact your overall returns significantly over a long period.

Ease of Investment

This fund has an easy investment experience. Whether you wish to invest through the internet or by means of an app, the procedure is straightforward convenient, and best in choice. This flexibility and offer are liked by every investor of all age groups.

Tax Benefits

Tax-saving funds under the Equity-Linked Savings Scheme (ELSS) not only reduce taxable income but also offer the potential for long-term growth. ELSS offers tax benefits that are covered under Section 80C of the Income Tax Act.

Why Invest in Tata Mutual Fund?

Investing in this fund offers a combination of trust and opportunity to grow your wealth. Here are a few reasons to invest in Tata:

Strong Background and Reputation

The fund is backed by the Tata Group, with an inheritance of trust, honesty, and a long-term focus. This association might instill confidence in investors and give them a reason to invest in this AMC.

Experienced Investment Team

The fund team is of seasoned investment professionals with in-depth understanding of the market and a strong past track record. These professionals conduct deep research and make investment decisions, their expertise in navigating market fluctuations can help you also.

Sustainable Growth

With sustainable growth and ethical funds, this AMC aligns financial returns with responsible investing.

Competitive returns

From the past, it is proven that the performance across the market is high and it ensures  consistent growth potential and gives a good return to set a benchmark.

As we have discussed all the benefits let’s see what are the top funds.

What are the Top 5 Tata Mutual Fund?

Let’s discuss what are the top 5 funds in which you can invest:

Tata Infrastructure Fund

This fund was launched on 31-12-2004. The minimum investment in this fund starts from Rs.5000 and the minimum Top-up of Rs.1000. This fund involves funding infrastructure development like power generation, transportation, and telecommunication. The company has a total assets of Rs.2403.54 cr.

Tata Business Cycle Fund

This fund was launched on 04-08-2021. It aims to capitalize on economic cycles adjusting its portfolio allocation based on economic conditions. The minimum investment in this fund starts from Rs.5000 and the total assets of the company is Rs.2875.38 cr.

Tata India Pharma & Healthcare Fund

This fund was launched on 28-12-2015. This fund invests in companies operating in Indian pharmaceutical and healthcare sectors including the manufacturing, service providers, and other medical fields. This company has a total assets of Rs.1213.86 cr. You can start investing in this fund by Rs.5000.

Tata Digital India Fund

The launching date of this fund is 05-12-2015. This fund’s main objective is to focus on companies involved in digital economies such as e-commerce, fintech, and digital media. It is a fast-growing field and has a total assets of 12,658.71 cr.

Tata Small Cap Fund

This fund was launched on 02-11-2018 and it invests in small-cap companies, which are younger and smaller with high growth potential. The minimum investment of this fund starts from Rs.5000. The company has a total assets of Rs.9,572.22 cr. It is suitable for investors with a high-risk tolerance and a long-term investment horizon.

Final Note

Thus, Tata mutual fund is the best choice for all investors who want stability and growth opportunities. This AMC is full of trust and innovations and embodies the strong heritage image of the Tata group. The best route for you would be via a systematic investment plan or SIP for a smooth financial journey.

All the funds have been a reliable source of wealth creation. Hence, this is what you should know about this mutual fund.